Welcome Money Wise UK

Growing Together, With Integrity and Respect

Welcome to Money Wise UK, the hub for George Ladds Financial Services Consultancy. While Money Wise UK emerged in 2024, my expertise as a seasoned Financial Services Consultant spans decades. Since the late '80s, I've honed my craft, navigating diverse roles and crafting innovative solutions for financial planners.

What sets me apart is my passion for providing insightful guidance. Whether you're seeking assistance for a day, on a retainer basis, or more frequently, I offer a tailored menu of services. From navigating intricate financial landscapes to building robust financial planning practices from scratch, I'm here to support you every step of the way.

How are you embedding Consumer Duty into your business practices?

We’re committed to making Consumer Duty a core part of your operations, not just a policy. This includes updating your processes and integrating duty-related considerations into your client interaction

What steps do you take to avoid a "tick-box" approach to Consumer Duty?

We ensure meaningful implementation by measuring outcomes, listening to client feedback, implementing vulnerability guidelines and making continuous improvements based on insights to maintain high standards and truly serve our clients’ best interests.

How do you address the latest FCA guidance?

We closely monitor all updates from the FCA, adapting our practices and strategies to align with regulatory guidance and enhance the services we provide to our clients.

What does ESG mean for your clients?

ESG (Environmental, Social, and Governance) factors guide us in making socially responsible investment decisions, balancing financial performance with ethical considerations. We’re here to help clients understand how ESG fits into their business and esnuring compliance with anti-greenwashing rules.

How do you prepare for a successful retirement sale?

We provide comprehensive guidance on preparing for a business sale, from enhancing business value to navigating the sales process. We ensure you’re informed about all steps, maximising your outcomes.

How do you stay responsive to changing investment options?

Through our partnership with QuantQual our investment propositions are designed to adapt to market shifts, allowing us to offer you diverse, updated options aligned with your business options. This enables you to focus on the core elements of financial planning.

How do you articulate your services and address questions about fees?

We help you prioritise transparency in your fee structure, ensuring your clients understand the value of your services and how you support their financial goals.

How do you stay compliant without getting bogged down?

Working alongside your external compliance adviser, we ensure you maintain efficient, streamlined processes to stay compliant whilst you can focus on client service and business growth.

How do you manage your client communications and digital presence?

By dedicating time to strategic planning and leveraging technology, we ensure your website and client communications reflect your core values and remain aligned with your client needs.

How do you respond to the FCA Thematic Review?

We’ve developed groundbreaking documentation tailored to meet FCA Thematic Review standards. We work closely with you to implement these tools in your business, ensuring retirement planning and reporting are fully compliant and focused on delivering the best possible outcomes for your clients.

Guiding Principles: My business is guided by a moral compass—the Golden Rule. I believe in treating others as I wish to be treated, creating an ethical and supportive partnership for mutual growth and success.

Explore: My website includes examples of my projects, and specific work within compliance, client communication, operations and financial management.

Get in Touch: Explore my blog for insightful articles, and feel free to contact me. It would great to connect and see how I might be able to help your business.

Contact Money Wise UK